Each issuer has different criteria for approving credit cards, so if you can't apply for a new card, something is probably not right.

If you want a new credit card, you may not always get one. Each issuer has different criteria for approving credit cards, but if your application keeps getting rejected, there's probably something wrong. Here are some common reasons why credit card applications are rejected.

1. You applied for the wrong credit card

You can actually apply for a credit card even if you have poor credit or a modest credit history, because there are cards specifically for this situation. While a not-so-great credit score is likely the bane of your inability to apply, it doesn't mean you'll never be approved. You may want to start applying for cards that your current credit score will get you approved for, such as a secured credit card, which means the cardholder needs to deposit money up front for a line of credit, or a student credit card that is good for starting to build your credit history.

2. Your income is too low

Card issuers will not only check your credit, but will also request information about your job and income. Your current occupation or income may make you ineligible for a certain credit card. To minimize the chances of your application being rejected, inquire about credit cards that are not marketed to big spenders. Premium credit cards have high approval standards and while they offer many perks, they also have high annual fees ($100 or more).

3. You have recently applied for other credit cards

Some card issuers see applying for many new cards as a red flag; they think you are either in desperate need of money or will misuse it. Each application will leave a record on your credit report and affect your credit score. So after applying for several cards, even if you have a good credit score, your application may be denied.

4. You become a victim of identity theft

If you are surprised that your application has been denied, you should check your credit report to see if you have been the victim of identity theft. Fraudulent accounts or inquiries can hurt your credit score, making you eligible for a credit card but not approved. If you find yourself a victim of identity theft, be sure to report it to the authorities and clarify the information with the credit bureaus.