Home equity loans provide you with cash in exchange for the net assets you have accumulated in the property as a separate loan.

Metromile's pricing is mainly based on mileage. For people who don't drive often, the charge is low.

As with any loan, the person with the highest credit score will be entitled to the highest interest rate. The banks that provide these services will place more stringent requirements on your credit score and the equity in your property. Here are the best interest rates we can find among lenders who still offer home equity loans