This article lists the worst ways to use credit card rewards and reminds people to avoid making these mistakes in order to get the most out of them.

Each issuer has different criteria for approving credit cards, so if you can't apply for a new card, something is probably not right.

Private wealth management (PWM) involves the management of the assets of high net worth individuals (HNWI) or accredited investors. Private wealth management firms have established close working relationships with high net worth clients to understand their financial needs and help them build investment portfolios that can meet their clients' financial goals. They offer a range of services, including portfolio management, real estate planning, mortgage planning, asset protection, tax management, and other financial services. Private wealth management services are provided by large corporations, independent financial advisers and portfolio managers who specialize in working with high net worth private clients.