Each issuer has different criteria for approving credit cards, so if you can't apply for a new card, something is probably not right.

Many college students rely on debit cards, mobile payments or cash.

As with any loan, the person with the highest credit score will be entitled to the highest interest rate. The banks that provide these services will place more stringent requirements on your credit score and the equity in your property. Here are the best interest rates we can find among lenders who still offer home equity loans