Metromile's pricing is mainly based on mileage. For people who don't drive often, the charge is low.

Many people have a question, China's mobile payment is very developed, why does the United States still like to use credit cards so much? What is the reason for this difference? If I go to the United States, how do I use credit cards?

Each issuer has different criteria for approving credit cards, so if you can't apply for a new card, something is probably not right.